Reducing Credit Card and Loan Debt

reducing credit card debt
5-step guide on how to group and reduce your credit card debt. Includes support tools, debt calculators, and online guides: credit card debt reduction guide

reducing personal loan debt
5-step guide on grouping personal loans and using our online tools to payoff debt: personal loan debt reduction guide

reducing student loan debt
summary guide on benefits using the federal student loan consolidation program to consolidate student debt into one, low repayment plan: complete student loan consolidation guide

debt consolidation worksheet
use this consolidation worksheet to analyze your debt reduction savings

using your home equity to consolidate debt
view the benefits of using the equity in your home to consolidate debt into one, low monthly payment

debt management guide
managing credit card use
managing a family budget

check your credit report

loan payment calculators

— monthly payment
— compare two loans
— how much can you afford
— amount that your can borrow
— debt consolidation worksheet

— debt-to-income ratio
— housing ratio

debt consolidation tool set


debt reduction options
review four options to help reduce debt: 1) credit card debt transfer; 2) home equity debt consolidation loan; 3) unsecured debt consolidation loan; and 4) debt counseling services

Reducing Student Loan Debt

Student Loan Consolidation Center
Understanding student loan consolidation. Use this center to analyze your monthly reduction and savings.

Quick Summary Notes:

• understanding the pros and cons
• becoming eligible for consolidation
• getting the paper work ready
• how to consolidate
• submitting your application

Other Quick Notes:

• super low rates
• get the facts surrounding student loan consolidation
• calculate your consolidation rate

About Student Loan Consolidation:

• lower your payments
• lock-in low interest rates
• single monthly billing
• do you qualify for consolidation
• added reduction incentives

Student Loan Consolidation Apply:

Student Loan Consolidation Application
In partnership with CFS, one of the leading student loan consolidators in the market.

Reducing Credit Card and Loan Debt

SayLending.com
Directory of nationwide lenders by city / by state. Shop and negotiate the best deal from the comfort of your computer.

Apply Centers:

• home mortgage lending
• home construction financing
• home refinancing
• home equity financing
• debt consolidation
• student loan consolidation
• student lending
• elder care financing
• auto lending
• credit card selection
• insurance center

Financial Guides:

• home mortgage guide
• home refinancing guide
• home equity guide
• debt consolidation guide
• student lending guide
• student loan consolidation guide

Financial Calculators:

• mortgage calculators
• home equity calculators
• student calculators
• student loan consolidation payment calculation

Financial Rates:

• home mortgage rates
• home equity rates
• student lending rates
• student consolidation rates

URL Links to Financial Guides

PickMyMortgage.com
Resource center for selecting and managing your home mortgage loan.

home mortgage site map

YourEquity.com
Resource center for selecting and managing your home equity loan.

home equity site map

SayStudent.com
Resource center for selecting financial aid options like student loans and private education loans.

student lending site map

SayConsolidate.com
Resource center for consolidating and managing your loan debt.

debt consolidation site map

StudentLoanConsolidate.com
Resource center for consolidating and managing your student loan debt.

student loan consolidate site map

URL Links to "Keep It Simple" Lending Tools

SayFinance.com
financial guide for increasing income, lowering bills, borrow wisely, and manage life-events

SayCards.com
credit card search and credit card management: view site map

SayDebt.com
debt management and debt consolidation guide: view site map

SayHomeMortgage.com
home mortgage loan selection and home mortgage application: view site map

SayEquity.com
home equity loan guide and home equity selection: view site map

SayAutoLoans.com
auto lending decision and auto search: view site map

SayFastCash.com
personal loans and cash advance financing guide: view site map

SayEducate.com
student lending and college selection guide: view site map

URL Links to "College Financial Aid" Guides

SayFinancialAid.com
college financial aid site with tips and guides on the college financial aid process: view site map

SayCollegeMoney.com
guides on finding the money for college including scholarships, loans, pre-paid cards, and more: view site map

Pre-Paid Credit for Students
pre-paid credit programs for managing your student funds

SayPlanning Network

SayPlanning.com
Directory of life-events to help you make decisions that bring success.

Life-Event Centers:

• home management center
• home buying center
• home building center
• home selling center
  
• home remodeling center
• home improvement center
  
• college planning center
• college savings center
  
• career planning center
• home relocation / moving center
  
• debt management center
• lower your bills center

Life Event Tools:

• home market valuation
• find professional home services
• find real estate services
• calculators
  
• something interesting

Centers of Interest:

• news
• sports
• weather
• business
• stocks
• tech news
• events
• health
• travel
• classroom

URL Links to Life-Events

SayHomeBuy.com
Resource center for finding and buying a home. Includes home buying checklist and 7-step guide.

home buying site map

SayHomeSell.com
Resource center for preparing and selling your home. Includes home selling checklist and 5-step guide.

home selling site map

SayBuild.com
Resource center for home building and home construction. Includes a home building checklist and 7-step guide.

home building site map

LetsRenovate.com
Resource center for home remodeling. Includes a home remodeling checklist and 5-step guide.

home remodeling site map

SayImprove.com
Home Improvement directory for every floor level in your home.

home improvement site map

SayInstall.com
Installation Center for windows, kitchen cabinet refacing, lawn and garden service, flooring, more.

home installation site map

SayRelocate.com
Resource center for moving to a new place. Includes a comprehensive home moving checklist.

moving site map

OfftoCollege.com
Resource center for college planning and finding your school.

college planning site map

nBuy Shopping Plaza

nBuy.com
Directory of unique internet buys for the home, office and play.

nBuy Centers:

• discount travel
• grandma's attic
• family finances
• what's in the garage
  
• home library
• wired home
• from the kitchen
• school room
  
• art gallery
• have a house party
• international bazaar
• for your health

KayMaxwell:

• KayMaxwell Gallery of Fine Living
  
• jewelry
• area rugs
• dating

What to get for Christmas:

• online ideas for christmas gifts for the whole family

nBuy Digital Shopping Mall:

• digital market place
• amazon shopping directory

Affiliate Centers

SayHomeBusiness.com
Resource center for finding and starting a home business.

SayLowerBills.com
Resource center for lowering your monthly bills.

SearchHousePlans.com
Directory of house plans for new home construction.

WeDoVacations.com
Center for Discount Travel and packages.

WebReader.com
FREE downloads and support papers for the SayPlanning.com network.

NovarsGroup.com
Small Business consulting and business broker network.

nBuySell.com
online listing of small business to buy

marchintobusiness.com
business brokers helping retired military find and operate their own business

SweetMonday.com
Center for woman socials and tea-party events.

ChefArnold.com
Cater your in-home banquet with Arnold.

College Student Loans
Center for college student loans.

Private Education Loan Center
Center for private education loans.

Home Construction Content
Center for building your home.

Home Improvement Gallery
Gallery of Home Improvement Ideas.

Home Remodeling Guide
Guide for home remodeling projects.

Home Buying / Home Selling
Guide for buying and selling your home.

Student Loan Consolidation Help
Help in Consolidating Your Loans.