financial guides for making smart lending decisions
location: Debt Consolidation Center ... Student Debt ... Discount Incentives ...
return add it to your rolodex
 Lower Monthly Payments
 Lock-in Fixed Rates
 Enjoy Single Monthly Billing
 View Added Incentives
 See if Your Qualify
 View Rate Reduction Incentives
 Quick Summary Notes
 Get the Facts About Consolidation
 Home Buying Guide
 Home Improvement Guide
 Lowering Your Bills Guide
 Increasing Your Income
Let's Start Your
Student Debt Relief Application
Debt Management Notes
(links to our financial modules)
note: consolidating credit card debt
note: managing credit card use
note: managing your debt
note: back-to-school student loans
join this credit and debt
management forum
Before You Exit Site

added discount incentives

Your Rate Could Get as Low as 5.375%

Reduce Your Consolidation Rate to 5.375%
by taking advantage of these rate discount incentives:

  • first, lock-in your 0.6% rate discount
    for consolidating your loans while in your grace period
    see below

  • take a 0.25% rate discount upfront
    for automatic draft
    see below

  • get a whopping 1.0% rate cut
    for simply making on-time, consecutive payments
    see below

1 -0.6% Less for Grace

Lock-In Your Grace Rate
Once your loans come out of grace and enter repayment, your rate will increase by 0.6%.

So lock in your lower rate now by consolidating your loans while they are in grace: more information about the grace rate

2 -0.25% Less for Automated Draft

Make Automated Payments**
How can you guarantee to make consecutive on-time payments for the 1.0% discount noted below?

Simple! Have your loan servicer automatically draft your checking or savings account for each monthly payment.

  • no worry about meeting your payment due date
  • no need to write your check
  • no need to buy a stamp.

And best of all, the lender will reduce your existing rate by 0.25% for signing up and maintaining your automated draft.

3 -1.0% Less for On-Time Payments

Pay On-Time, Every Time*
Imagine having your interest rate on your consolidation loan drop by up to 1.00% for just making your payments on-time.

That is a nice rate reduction benefits reserved for customers through our partner network

You can become eligible for this rate drop by making your on-time payments consecutive months as determined by our lender. The rate discount will continue thereafter as long as you continue to make on-time payments.

All Benefits Equal Great Savings

Let's Add It Up
Add up these potential discounts:

  • up to 1.0% for 36 on-time payments
  • 0.25% for automatic draft
  • 0.60% for locking in your grace rate

Equals = up to 1.85% in rate discounts.

Apply Online w/e-sign: click here


* Limited time offer! Offer may be withdrawn or extended at any time without notice.

** Upon receipt of completed Automatic Debit Authorization Form and for as long as you continue to have your payments automatically withdrawn.

Home Buying Site Map

privacy statement | site usage terms | contact us | email page | site map

Copyright 2003-06
Student Loan Consolidation Guide

part of the financial network
all rights reserved

operated by: nBuy Associates

BBBOnLine Reliability Seal


earn rebate dollars while shopping
download article: managing rebate credit cards
search rebate credit card programs




Home Buying Site Map