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Credit
Card Reduction Plans:
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you
will be connecting to our affiliated sites
within the
SayPlanning / SayLending network
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Use
this option if you are unable to payoff your
personal loan debt |
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use this option if you find yourself unable
to repay your current debt balances and
want to avoid bankruptcy.
This may be the right option if circumstances
such as unemployment, loss of income,
or other unfortunate event prevents you
from repaying your debts.
This option is also recommended if you
have collection agencies threatening
action. Counseling services can advise
and protect you from adverse action.
credit counselors will be able to discuss
your situation with your debt lenders
to either forgive part of the debt or
structure a repayment plan that fits your
budget.
They will also work with you to establish
a monthly repayment plan that fits your
budget.
you first complete an enrollment form
that authorizes the credit counselor to
discuss your situation.
click
here to start that from our national list
of debt counseling professionals
the credit counselor will contact
your creditors to negotiate a repayment
plan that is significantly less than
you currently pay why? creditors
will welcome partial payment rather
than no payment.
credit counselors will then setup
a monthly repayment plan that works
for you
you will then make your monthly payments
to the credit counselor who in turns
divides the payment among the creditors
based on the negotiated repayment
amount
in most cases, creditors will inactivate
your credit cards to avoid charging
additional debt.
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